Client Dashboard — Dwin Payment

Welcome back

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Account ••••9082

Wallet —

Account Active

Fiat Balance

$250,000.00

Ledger confirmed

Crypto Balance

0.00 USDW

≈ $0.00 USD

Pending Settlement

$250,000.00

Awaiting clearance

Connected Rails

2

SWIFT • USDW · Polygon

Recent Transactions

Date	Description	Amount
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Primary Account

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Verified

DWIN Settlement Account

Dwin Rail · Internal Escrow

Settlement

Available (USD)

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Ledger confirmed

Pending Outflow

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Awaiting approval

Net Available

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After pending

Linked Bank Accounts

Account Name	Bank	Account No.	BIC / Routing	Currency	Status
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Fiat Ledger

Ref	Date	Description	Debit	Credit	Balance
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Send Wire Transfer

Live

Real-time settlement via API. Amount is debited from account balance instantly upon confirmation.

Beneficiary Name

Beneficiary Bank

Account Number

Swift / BIC

Amount (USD)

$

Payment Rail

Reference / Memo

Amount: $250,000.00 Fee (0.25%): $625.00 Total Debit: $250,625.00 Available: Loading...

MUNI Worldwide, Inc. beneficiary. Requires admin approval before submission.

Settlement Status

Balance—

Last Tx Ref—

StatusIdle

Rail—

Timestamp—

Recent Wires

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Statements

Monthly statements will be available once settlement activity begins.

My Deposit Wallet

Multi-chain

Your Address (same on all chains)

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Share this with anyone to receive USDW / USDC / USDT on Polygon · BNB Chain · Base · Arbitrum

Token Contracts & Balances

Track token balances in your deposit wallet across chains. USDW is pegged 1:1 to USD.

Chain	Asset	Address	Balance	≈ USD	Status
Polygon	USDW	0xb2C8…1dD	—	—	Live
BNB Chain	USDW	0x0816…8fB	—	—	Live
Base	USDW	0xA464…87D9	—	—	Live
Arbitrum	USDW	0xa7D2…f5aB	—	—	Live

Direction

Fiat → USDW

USD to stablecoin

Exchange Rate

1 USDW = $1.00

Pegged · ISO 20022

Fee

0.25%

Per transaction

Settlement Time

T+0

Same-day on-chain

Network

Polygon

USDW · ERC-20

Status

Active

All 4 chains enabled

Fiat → USDW On-Ramp

Active

Convert USD to USDW on any supported chain. USDW is 1:1 pegged to USD and backed by verified reserves.

Destination Chain

You Send (USD)

$

You Receive (USDW)

Fee: 0.25% • Rate: 1 USDW = $1.00 USD • Min: $10.00 • Settlement: T+0

How It Works

1

Enter fiat amount

Enter the USD amount you wish to convert to USDW stablecoin.

2

Fiat debit from linked account

USD is debited from your JPMorgan account via SWIFT ISO 20022.

3

USDW minted on Polygon

Equivalent USDW is minted and sent to your Polygon wallet T+0.

Direction

USDW → Fiat

Stablecoin to USD

Redemption Rate

$1.00 / USDW

Full peg · 1:1

Fee

0.25%

Per transaction

Settlement Time

T+1

Next business day

Payout To

JPMorgan

Linked account ••••9082

Status

Active

All 4 chains enabled

USDW → Fiat Off-Ramp

Active

Redeem USDW from any chain back to USD. Funds settle to your linked bank account T+1.

Source Chain

You Send (USDW)

U

You Receive (USD)

$

Fee: 0.25% • Rate: 1 USDW = $1.00 USD • Min: 10 USDW • Settlement: T+1

How It Works

1

Enter USDW amount

Enter the USDW amount you wish to redeem back to USD.

2

USDW burned on Polygon

USDW is burned from your Polygon wallet and verified on-chain.

3

USD credited to your bank

USD is transferred to your JPMorgan account via SWIFT T+1.

USDW Rate

$1.00

Fully pegged · 1:1

Supported Chains

4

Polygon · BNB · Base · Arbitrum

Exchange Fee

0.10%

FXRatesFacet pricing

Settlement

T+0

Instant on-chain swap

USDW Exchange

Active

Swap USDW against stablecoins or fiat equivalents. Rate sourced from FXRatesFacet on-chain oracle.

You Pay

On Chain

You Receive

Rate: 1 USDW = 1.00 USDC • Fee: 0.10%

Live FX Rates (FXRatesFacet)

Pair	Rate	Chain	Source
USDW / USD	1.0000	All chains	PegPolicyFacet
USDW / USDT	1.0000	All chains	FXRatesFacet
USDW / USDC	1.0000	All chains	FXRatesFacet
USDW / THB	35.2500	Polygon	FXRatesFacet
USDW / EUR	0.9180	Polygon	FXRatesFacet
USDW / SGD	1.3410	Polygon	FXRatesFacet
USDW / HKD	7.7800	Polygon	FXRatesFacet

Rates sourced from FXRatesFacet (getFXRate(bytes32)) deployed on Polygon. Cross-chain rates via LayerZero V2 wiring (EID 30109/30110/30184/30102).

USDW Contracts (Diamond)

Polygon0xb2C8…1dD

BNB Chain0x0816…8fB

Base0xA464…87D9

Arbitrum0xa7D2…f5aB

Wire Transfer

Locked — pending clearance

No live payment or SWIFT/S2S submission approved until written internal compliance clearance is issued.

Transaction History

Ref	Date	Description	Debit	Credit	Balance
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API Key

— generate to reveal —

Webhook

Not configured

API Status

Active

All endpoints reachable

API Key & Secret

API Key

API Secret

Webhook URL

Connected Accounts & Wallets

Network / Bank	Account / Address	Type	Asset	Status
JPMorgan Chase Bank, N.A.	••••9082 · BIC CHASUS33	Bank Account	USD	Verified

Payment Initiation API

Requires Admin Approval

Submit a transfer request via API. All requests go into a pending queue — your admin must approve before funds move. Use your API key in the X-Api-Key header from your own application.

Request Type

Amount (USD)

$

From Account (IBAN)

To Account / IBAN

Beneficiary Name

Bank / BIC

Narrative / Reference

My Transfer Requests

Request ID	Type	Amount	To	Narrative	Submitted	Status	Tx Ref
Loading requests...

API Integration Guide

Connect from your own application using your API key:

POST https://dwincryptohost.com/api/client/transfer/request
Content-Type: application/json
X-Api-Key: YOUR_API_KEY

{
  "requestType": "WIRE",
  "fromIban":    "6DWINUSD000000080",
  "toName":      "Beneficiary Name",
  "toBIC":       "CHASUS33",
  "toAccountNo": "123456789",
  "amount":      5000,
  "currency":    "USD",
  "narrative":   "Invoice #INV-2026-001"
}

// Response → status: "PENDING" (admin approval required)
// Check status:
GET https://dwincryptohost.com/api/client/transfer/status/{requestId}
X-Api-Key: YOUR_API_KEY

Danger Zone

Rotating your API key will immediately invalidate the current key. Any integrations using the old key will stop working.

D

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Active Account KYC Verified Business Tier

Account ID

client_001

Member since

—

Profile Information

Full Name

Company / Organisation

Email Address

Phone Number

Country

Account ID

Security

Password

Last changed: never

Two-Factor Authentication

Authenticator app (TOTP)

Not Enabled

Active Session

Signed in this session

Active

Notification Preferences

Transaction Alerts

Email for every credit/debit

Monthly Statement

Auto-generate & email statement

Security Alerts

Login from new device or IP

Wire Transfer Updates

Status changes for outbound wires

Product & Compliance Updates

Regulatory or policy notices

Linked Accounts & KYC Status

Account	Reference	Type	Status

KYC verification is managed by Dwin Compliance. To update documents or request re-verification, contact compliance@dwincryptohost.com

Danger Zone

Close Account

Permanently deactivate your Dwin account. All data will be archived per regulatory requirements.

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